Income protection insurance


Compare Incapacity and Unemployment Income Protection Policies (Up to 12 months cover)

These policies provide tax-free benefits of up to 50% of gross monthly income up to £1,000 per month, for up to 12 months in the event of Unemployment or Incapacity (accident or sickness) depending on the level of cover required.

Please note that if you require a policy solely to cover your mortgage repayments then click here for a policy that is specifically designed to protect mortgage repayments at a lower rate.

Incapacity and Unemployment Protection - Instant Quotes
Type of cover:

 Incapacity 

 Unemployment Only 

 Incapacity and Unemployment 


Your age:   
Gross monthly income: £ 
Desired monthly benefit: £ 



Long-term Income Protection

Long-term Income Protection (otherwise called Permanent Health Insurance or PHI) provides a regular income should you be unable to continue working due to incapacity (sickness or accident). The cover is typically available for periods from two years up to retirement age.

For long-term protection we offer the IncomeCover policy.

IncomeCover
Provides cover from 2 years up until Retirement depending on the level of cover required.
Pays out up to 50% of gross income as a tax free benefit.
Covers own-occupation.
Benefits increase automatically with RPI.
No routine medical examination is required when you apply.

INSTANT QUOTE

WHAT IS LONG-TERM INCOME PROTECTION?

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